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Archive for the ‘Finance’ Category

The Stock Market Crash of 1987, As Observed Now By Candle Light

The Stock Market Crash of 1987, As Observed Now By Candle Light

“It came out of nowhere.”

Did it, really?

For the past twenty years, analysts of many persuasions have been attempting to pinpoint the external causes of the breathtaking 508-point, 22.6% decline in the Dow Jones Industrial Average on “Black Monday,” October 19, 1987, which represented the largest single-day decline in the history of the Average.

It seems appropriate to make a distinction between the events of October 19 proper on the one hand, and the events which prefigured it, which began on October 5 and culminated on October 16, on the other.
The bulk of the published comments which the writer has Read the rest of this entry »

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Buying A Car ? What Is The Best Finance

Your car is one of the most expensive purchases you will ever make. Probably the only thing you will buy that costs more than your car is your house. You wouldn’t just accept the first mortgage you came across, and likewise you shouldn’t just accept the first vehicle financing option that comes your way. You will have a lot of options in how to finance your car.
You can buy the car outright. If you would like to opt for this, you will need to borrow the cash in the form of a bank loan.

This should generally be medium term, over period of about two to five years. It is generally not advised that you secure borrowing Read the rest of this entry »

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Debt collection-Facts vs. force

The title ‘debt collector’ is self-explanatory and clearly states what such a person does. If you owe money to a lender and there has been a delay in payments over the past few months the lender may choose to either use their in-house service or employ a specialized debt collection service provider.

If it is a third party i.e. a specialized collection agency, they usually purchase your debts for less than you owe from your lender and then the debt becomes theirs. Therefore, they then have vested interests in settling the same.

Having a debt collector knocking on your door or receiving his call a number of times a day can be distressing. There is however a Read the rest of this entry »

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Domestic Short Term Car Leasing

There may be circumstances in life where you will need a vehicle for a certain period of time, and don’t want to get locked into a long-term payment. For example, you may have a temporary job opportunity, or have a family situation that requires use of a car. Depending on your situation, short term car leasing may be the best and most affordable solution.

Long term car rentals are often the proper step if you need to drive a vehicle for just a short period of time. Renting a vehicle though, can quickly get expensive, even with long-term rental discounts. However, if you will only need the vehicle for six months or less, renting is probably your Read the rest of this entry »

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Fundraising with Discount Cards

Looking for ideas for fundraisers? You’re not the only one. Every group is searching for easy fundraisers that produce big results. Well, selling fundraising discount cards is one of the best fundraisers around.

Discount cards deliver considerable revenue for your group at $10 each. They usually produce average sales of 10 units per seller. Coupled with their 80%-90% profit margins, they also generate considerably more profit than most other fundraising products.

These are simple immediate-sale fundraiser products that your group can offer. Discount cards provide these benefits:

They are easy to sell
They offer good value
They produce excellent results

Three types of fundraising discount cards:

Shopping cards
Pizza cards
Fast food Read the rest of this entry »

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Using Online Coupons to Buy Any Product That you Need at a Reduced Price

In our world many items can be bought by the use of coupons and online coupons are one such way that you can buy any product that you need at a reduced price. There are many different types of online coupons that are available and some of these can be used in conjunction with normal store issued coupons.

The different varieties of online coupons include items like jewelry, household furniture, tools and appliances that are used to build and decorate a house. You will also be able to use online coupons to buy various food products such as pizzas, sandwiches, fried chicken, and soda drinks like Coca Cola, Dr. Pepper.

There are some supermarkets that allow you to Read the rest of this entry »

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How to Get Service Discounts With Oil Change Coupons

Oil change coupons are very useful items for the many car owners who need to change the oil in their cars. These coupons will allow you to get discounts on some of the other services that you can get while you are looking into having an oil change done. When you are thinking about getting this type of coupon you should see if there are other special offers that are given with the oil change coupons that you are thinking of using.

Using oil change coupons is very good as most of the time we will need to spend time and money getting the oil in our vehicles changed for better working and performance value. The different oil change Read the rest of this entry »

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The Squeeze-Out or Buying out a Minority Interest Shareholder at an Unfair Price

If you are a minority interest shareholder in a privately held company, watch out for these Red Flags:

· The majority shareholder grants himself a salary and benefit package way above the going market rate – in effect granting him a constructive dividend

· No dividends are paid from a very profitable company

· He begins using the company as his personal piggy bank

· You are removed from your Board of Director position

· Company financial information is withheld from you

· You are fired from the company without cause

If one or of these events has occurred, watch out! The next shoe to fall is an unsolicited offer to buy out your shares. The offer price seems unusually low. If you protest, expect the buyer to refer you to Read the rest of this entry »

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Sell Your Old Laptop

With the way that technology is advancing, it seems as though you need to buy a new laptop every few years just to keep up with the best technological advances. But what are you going to do with your old laptop? Keeping it in storage, a closet, or under the bed just takes up space, and you definitely wouldn’t want to throw it away—this is not only wasteful but also could be hazardous to the environment. Instead of storing or throwing away your old laptop, consider selling it for fast cash at Laptops Into Cash.
Laptops Into Cash pays top prices for your old, unwanted or obsolete laptop. The process is 100% free, very convenient, and Read the rest of this entry »

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Chase Credit Cards Available for Many Interests

No matter what your financial needs or the benefits you are looking to get from your charge accounts, Chase credit cards have a variety of products to meet those needs. Different people have different credit needs and may want cards depicting their interest as well as a card for general purposes. Some are geared towards travel and some offering reward and rebates as well as student and business Chase credit cards.

Offering both Visa and MasterCard brands, Chase credit cards for general purpose include its flexible rewards card as well as the flexible rewards select Visa along with free cash rewards and freedom point and its Platinum MasterCard. None of the Chase credit cards come with an annual fee Read the rest of this entry »

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